Terms & Conditions garuda88 — Complete Platform Usage Guide

These Terms & Conditions form a legally binding agreement between you ("User") and garuda88 ("Platform", "us"). This agreement governs your use of all services, content, and features provided by garuda88.

By registering an account or using the platform, you confirm that:

• You are at least 18 years of age.
• You are legally competent to enter into a binding agreement.
• You are not acting on behalf of any third party without written authorization.
• The information you provide during registration must be accurate and truthful.

To register and use the garuda88 platform, you must meet all of the following eligibility requirements:

• Age Limit: You must be at least 18 years old at the time of registration. garuda88 performs age verification and discourages underage individuals from using this platform.
• One Account Per Individual: Each individual is only permitted to have one active account. Registering multiple accounts is a serious violation of these terms.
• Accurate Information: All information provided during registration — including full name, phone number, and bank account details — must be accurate and belong to you personally.
• KYC Verification: garuda88 conducts a Know Your Customer (KYC) process that may require identity verification documents such as a MyKad or passport.

Garuda88 reserves the right to reject any registration application without providing a reason.

You are solely responsible for maintaining the security of your account. This includes:

• Choose a strong, unique password that is not used on any other platform.
• Do not share your login credentials with anyone.
• Log out of your account after using a shared device.
• Notify garuda88 immediately if you suspect your account has been accessed without authorization.

Garuda88 will not be liable for any losses resulting from unauthorized account access caused by your own negligence or actions.

All financial transactions on the garuda88 platform are subject to the following conditions:

Deposit:

• The minimum deposit is RM10 for most payment methods.
• Garuda88 supports DuitNow, FPX, Touch 'n Go eWallet, Boost, GrabPay, and local bank transfers.
• Funds will be credited to your account within 3 minutes once payment is successfully verified.
• You may only deposit using a payment method registered in your own name.

Withdrawal:

• Withdrawals can only be made to a bank account registered under the same name as your garuda88 account.
• Withdrawals to third-party accounts are not permitted under any circumstances.
• Processing time is 15 minutes to 3 hours depending on the withdrawal method and time of request.
• Garuda88 reserves the right to request additional verification documents before processing withdrawals that exceed a certain limit.
• Every withdrawal must meet the relevant wagering requirements before it can be approved.

All bonuses, free credits, cashback, and promotions offered by garuda88 are subject to the following conditions:

• Wagering Requirements: Each bonus has different wagering requirements (e.g. 10x, 20x) that must be met before a withdrawal can be made.
• Valid Period: Bonuses have a specific validity period. Any bonus not used within that period will expire automatically.
• Eligibility: Some promotions are only eligible for new users, specific VIP tiers, or certain game categories.
• One Bonus Per Household: The registration bonus is only eligible for one account per household, IP address, or device.
• Right to Withdraw Offers: garuda88 reserves the right to withdraw, modify, or cancel any promotion at any time without prior notice.

All games offered on the garuda88 platform use a Random Number Generator (RNG) system that has been audited by independent international bodies to ensure the fairness and integrity of every game outcome.

• The outcome of completed games is final and cannot be disputed unless a verifiable technical error has occurred.
• In the event of a technical disruption during gameplay, garuda88 will resolve the matter based on accurate system records.
• The use of automation software, bots, or any third-party tools to influence game outcomes is strictly prohibited.
• Garuda88 reserves the right to cancel any game or bet if there is a significant technical error in the odds or payout determination.

The Return to Player (RTP) rate for each game may vary depending on the provider and game title. RTP information for each game is available in the respective game's information section.

Use of the garuda88 platform is strictly prohibited for the following purposes:

• Any form of fraud, forgery, or hacking activity against the platform or other users' accounts.
• Using another person's account without valid written consent.
• Registration using false information or another person's identity.
• Money laundering or any other illegal financial activity.
• Use of automated software or scripts to access or interact with the platform.
• Any attempt to exploit bugs or technical vulnerabilities on the platform.
• Sharing, selling, or transferring your account to another party.

Garuda88 reserves the right to close or suspend any account for the following reasons without prior notice:

• Confirmation that the user is under 18 years of age.
• Registration of multiple accounts by the same individual.
• Violation of any section of these Terms and Conditions.
• Activity suspected to involve fraud, money laundering, or illegal conduct.
• Upon request by a competent law enforcement agency.

Users may also close their own account at any time by contacting the garuda88 support team. Valid funds in the account will be processed for withdrawal once all wagering requirements are met and the final review is complete.

Garuda88 also offers a voluntary account closure option for players who need a break from gaming activity, in line with our commitment to responsible gaming.

To the extent permitted by applicable law, garuda88 shall not be liable for:

• Financial losses resulting from gaming, wagering, or decisions made by the user on this platform.
• Service disruptions caused by scheduled system maintenance or circumstances beyond our control.
• Losses resulting from unauthorized account access caused by the user's own negligence.
• Indirect, consequential damages, or loss of profits arising from the use of or inability to use the platform.

Garuda88 reserves the right to amend, update, or replace any part of these Terms and Conditions at any time at our sole discretion. Amendments take effect immediately upon being posted on this page.

• Users will be notified of significant amendments via in-platform notifications or email to their registered address.
• Continued use of the platform after amendments are posted constitutes your acceptance of the updated terms.
• If you do not agree with the amendments made, you have the right to close your account before the amendments take effect.

We encourage you to check this page regularly to ensure you are always aware of the latest terms governing your use of the garuda88 platform.

If you have any questions, concerns, or complaints regarding these Terms and Conditions or your use of the garuda88 platform, we are ready to assist you through the following channels:

For more information about your rights and obligations as a user, you may also refer to our Privacy Policy and Responsible Gaming us.

These Terms & Conditions are effective as of 1 July 2026 and supersedes all previous versions.